We are committed to protecting your assets as well as your professional reputation now and into the future by providing the most cost effective professional liability insurance available without sacrificing quality and the excellent claims representation that our clients are accustomed to receiving.

YOUR TRUSTED SOURCE FOR PROTECTION AND SAVINGS

PIC was founded in 1992 to work on behalf of physician practices rather than insurance companies.  Over the past thirty years we have expanded to numerous states and have remained one of the most trusted, dependable and recognized medical malpractice brokerages in the marketplace.

We pride ourselves on our ability to offer the most cost effective policy available in the marketplace without sacrificing quality.
Just as statistics show that independent medical practices provide better patient care, we have chosen to remain a small independent brokerage as we firmly believe that doing so enables us to offer the pricing and attention to practices that large agencies no longer provide.  The main reason for our long term success is that we have always valued working with, and getting to know each and every physician and/or practice manager that we insure.  Every client has our cell phone numbers and are encouraged to call us 24/7.

We review the financial stability, reinsurance contracts, claims defense firms, claims defense track record and long-term commitment of every carrier we represent. We have been instrumental in helping establish brand new malpractice carriers as well as attracting carriers to do business in various states. 
To help independent practices reduce overhead and thrive, we established an insurance program for the American Independent Physician Association (AMERIPA) that enables smaller practices to enjoy the purchasing power and pricing that extremely large groups and associations receive.

What Our Clients Say

"We never really shopped insurance carriers as we were told our carrier was the biggest and best.  About five years ago a colleague told me to call PIC and I am so glad we did.  PIC switched our insurance to another "A" rated carrier and saved our practice thousands that year and each year since.  Our only regret is not calling PIC sooner."
                                                             - PA Plastic Surgery Practice

"We've been with PIC for over thirty years.  They know the business and have my best interest in mind.  They don't just write a policy then forget about you.  Just this past December they called me unexpectedly with a new proposal for renewal and saved me thousands yet again.  I know we have the best."
                                                             - PA General Surgery

"We are a small practice facing financial difficulties.  PIC was able to save us five figures off of what we had previously been paying for malpractice insurance.  That really helped us a lot."
                                                           - NJ Family Practice

"We switched to PIC  and saved thousands in premiums.  Our old broker never did anything like this for us.  Unfortunately we had a claim but our price stayed the same this year and we couldn't be happier with the legal representation.  Glad we found PIC."
                                                                       -NJ OB/Gyn Practice

"Aside from saving us money, Pat and Joanna really care about our practice.  We love that we can call them on their cell anytime and they always answer  We truly appreciate the attention they give us."
                                                                       - PA Pulmonary Practice

PHYSICIAN PRACTICES

Solo physicians to multi-specialty group practices can obtain the most competitive rates available in your state from "A" rated carriers.

Occurrence and Claims-Made Policies.  Free "Tail" Provisions

Will Not Settle Claims Without Consent

State Licensed, Approved, Admitted and Reinsured

SPAS, CLINICS AND SURGERY CENTERS

Professional liability coverage for the business as well as the employees.  We also provide corporate coverage for physician practices.  

Favorable Policy Wording

Can be added onto physician practice policy with separate limits.

General Liability coverage also available.

ALLIED HEALTHCARE PROVIDERS 

Physician Assistants, Nurse Practitioners as well as other professional employees can obtain individual or shared limits of liability.

Ensures that your employees or independent contractor providers have proper coverage

Various limits of liability available

Limits of liability can be shared amongst your employees saving you money.

We Offer The Most Competitive Malpractice Insurance Rates

What Our Clients Say

PROFESSIONAL LIABILITY INSURANCE FOR

PHYSICIAN PRACTICES

SPAS, CLINICS AND SURGERY CENTERS

ALLIED HEALTHCARE PROVIDERS

PA, NJ, NY, DE, MD, OH, FLA