We Are The Exclusive, Trusted Brokerage of Independent Physician Associations
As an independent agent, we do not work for an insurance company..we work for you!
In this age of agency acquisitions and mergers, we do not answer to corporate offices. Our only concern is how we perform for you.
For over 30 years we have been working on behalf of our clients ensuring they have the most cost effective professional liability insurance policy available in the marketplace.
We understand the battle between ever increasing overhead costs and declining reimbursements that practices struggle with.
We are not contractually bound to a carrier. Therefore, you can be assured of a true, independent review of your needs, premiums and carriers available in your state. By dealing with a wide array of insurance carriers, physicians have found that we are able to offer carriers and pricing that they have never been shown before.
We continually monitor pricing and trends amongst carriers to ensure our clients are receiving the lowest possible rate available to them from their own carrier as well as the entire state marketplace.
We review the financial stability, reinsurance contracts, claims defense firms, claims defense track record and long-term commitment of every carrier we represent. We have been instrumental in helping establish brand new malpractice carriers as well as attracting carriers to do business in various states.
Larger agencies DO NOT OBTAIN better pricing for their clients. We believe just the opposite to be true as larger agencies sell a policy and move on. In their effort to grow even larger, existing clients tend to get overlooked and wind up sitting with the same carrier for years never knowing there may be better pricing available.
To help independent practices reduce overhead and thrive, we established an insurance program for the American Independent Physician Association (AMERIPA), PA & NJ Independent Physician Associations that enables smaller practices to enjoy the purchasing power and pricing that extremely large groups and associations receive.